Who Can Join?

Emerald Credit Union serves communities and Select Employment Groups (SEGs) in all of Cuyahoga County, and membership is available to family of existing members as well. If you live, work, worship or attend school in Cuyahoga County you may join our growing family of members who already enjoy the many benefits of an Emerald CU account. Once you are a member of Emerald Credit Union, you’re always a member!  Even if you move to a different community or change your employment - we’re always there for you!

Our Current SEGs are:
Angstrom Graphics
Bedford City Schools
Bedford Hospital
Brecksville/Broadview Heights City Schools
City of Bedford
City of Brecksville
City of Broadview Heights
City of Garfield Heights
City of Independence
City of Maple Heights
Copper & Brass Sales
Cuyahoga Heights City Schools
DAS Construction
Garfield Heights Chamber of Commerce
Garfield Heights City Schools
Garfield Heights PTA
Independence City Schools
Jennings Center for Older Adults
Maple Heights City Schools
Marymount Hospital
Ohio Aluminum
Royal Appliance
SPS Technologies
Thompson Aluminum
Tomlinson Industries

How To Get Started
The U.S. Patriot Act of 2001 requires all financial institutions to take proper measures in verifying the identity of each person wishing to open an account. Each individual who establishes a new account with Emerald Credit Union must provide proof of the following information prior to opening the account, without exception:

  • Name
  • Date of birth
  • Address or mailing address, if different
  • U.S. Persons - social security number or tax identification number
  • Non-U.S. Persons - tax identification number, passport number, number of other government issued document providing nationality or residence, and bearing a photograph
  • Entity/Non-Person - name, place of business and employer identification number

At least one document provided must be a non-expired government issued photo identification card (driver’s license, state ID). Any other identification may be a social security card, utility bill or paycheck stub, providing it contains the information required.

ChexSystems Requirement:  All membership applicants will be screened through ChexSystems.  A ChexSystems approval is required to obtain membership.

Emerald Credit Union requires a minimum deposit of $5.00 into a share account to become a member. Once you are member you are immediately eligible to apply for any of our other outstanding services.

Thank you in advance for the opportunity to earn your business. Think outside the bank and stop in any of our branch locations to set up your accounts today. Emerald Credit Union wants to be the road to your financial freedom!


USA Patriot Act - Member Identification Requirements

In accordance with Section 326 of the USA Patriot Act, applicants for new accounts are requested to provide current picture identification that verifies identity including name, address and other identifying information.

Identification will be requested for current account holders if original documentation was not obtained with the opening of the account.  In all cases, protection of our member's identity and confidentiality is our pledge to you.

We proudly support all efforts to protect and maintain the security of our members and our country.

Account Disclosures

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